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Introducing – The CHAMP Plan™
(A net zero cost wellness and health management plan).

The CHAMP Plan™ is a preventative health management program designed to provide employees with a track to run on to become healthier. It is structured to stand on its own or can compliment any major medical benefit you already have in place. It focuses on preventative and primary care, with features like unlimited $0 copay visits, prescriptions, and virtual care options. It utilizes pre-tax payroll deductions under IRS Section 125 to provide employees with access to various healthcare services and when utilized as intended offers a cost containment strategy on the major medical for the employer. The plan aims to improve employee health and potentially increase take-home pay by lowering taxable income, plus allowing for guaranteed annual FICA tax savings to the employer.

Overview

Increases employees pay by an average of $1500/year net ($125/month).

  • The employees self-fund the plan, reducing their tax liability.

  • Employees also receive claim payments each pay period, which triggers a post-tax increase to their take home pay.

Provides your company a fixed savings of $573.60 per employee per year.

The CHAMP Plan™ is self-funded by the employees, creating substantial saving on the employer’s 7.65% FICA match (6.2% Social Security, 1.45% Medicare).

Provides pretax benefits under Section 125.

Preventive health management program plus additional standalone “mini medical” coverage for all employees and families enrolled (Does not interfere with or replace current health plan).

A proactive approach to healthcare.

Predictive modeling platform identifies potential risks and provides guidance based on health and wellbeing of each individual employee. The employee is also paid insurance medical benefits for competing and participating

The plan can be a valuable tool for attracting and retaining employees.

Employee retention.

By encouraging preventive care and managing chronic conditions, the plan can help reduce overall healthcare costs in the long run.

Reduced healthcare costs.

Compliance.

The CHAMP Plan™ is structured to comply with IRS regulations (Section 125).

The Champ Plan Testimonials

"As a publicly traded company, we face a lot of scrutiny over the benefits package we provide. Add to that our company employees over 16,000 lives the rollout process is as crucial as the savings businesses we support want the best for their employees. Including the CHAMP plan as part of every proposal allows us to provide greater benefits at a more cost-effective price than our competitors."

Publicly Trading Manufacturing Company

The CHAMP Plan™ Benefits

Unlimited Primary Care Doctor / Urgent Care Visits

The Plan pays 100% of the office visit charges for First Health Providers for the employee. (Employee Only)

Unlimited Prescriptions $0-$1 Copay

No copay or cost for 85% of the most commonly prescribed medications within the Champ formulary. (Employee plus family)

Champion Health Direct Primary Care (Employee plus family)

$0 Cost Unlimited access to a Concierge’s advocate approach to health care.It’s having a doctor available 24/7 at your beck and call.

Personal & Mental Health Care (Employee Plus Family)

Proactive Medical Care to help identify potential health risks. Access to private consultations.

Our Licensed Veterinary professionals inform, advise and guide you on the steps to take for the health and well-being of your dogs and cats. (Employee plus Family)

Unlimited Virtual Veterinary Visits

Champ Shield Powered by Work Shield (Employee Only)

Work Shield is a team of specialized, caring professionals who provide a safe and impartial way to ensure your workplace harassment and discrimination concerns are heard, investigated and resolved without fear of retaliation. (Employee Only)

Business Tax Resolution Strategy Quote Request

Let's Get Started

STEP 1

Fill our the form.

STEP 2

Review your options with us.

STEP 3

Get the coverage you need.

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COPYRIGHT © 2022 CREEKSIDE INSURANCE ADVISORS, INC · 167 CREEKSIDE LANE, WINCHESTER, VA 22602 

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