* Please take note of where the class/seminars are being held.

* To RSVP by email: info@creeksideadvisors.net

* RSVP by Phone: Winchester (540) 722-2529 or Richmond (804) 767-4419

Class Descriptions:

“Medicare Made Easy!”

Overwhelmed by Medicare Junk Mail?

Questions about your Medicare options?

Medicare Parts A, B, C, and D – What does it cover?

• What is “Open Enrollment”?
• What is the difference between Medicare Advantage and Medigap?
• How do I choose a Part D (Prescription Drug Plan)?
• Do all drug plans have a “donut hole” or coverage gap?
• Will pre-existing conditions be covered?
• What if I plan to continue working?
• Will Health Care Reform affect me?
• Is financial assistance available? Do most doctors accept Medicare?

“A Confident Financial Future”

Are you worried about your retirement savings being invested into a volatile stock market?

Have you lost money in the market during the past 10 years?

Are your CD interest rates not keeping up with inflation?

Do you want a retirement savings that is guaranteed to be safe in turbulent times knowing that you will never run out of income? 

We encourage you to bring a friend so long as they meet the criteria below. Typical attendees will be between the ages of 50 and 84, retired or will be retiring within 5 years, and have investment assets over $50,000.  Reservations are REQUIRED as seating is limited.  Email rsvp@creeksideadvisors.net or call 540.722.2529 / 800.467.5425 for reservations. * This invitation is for seminar attendance only, not for the direct purchase of any product.  Creekside Insurance Advisors, Inc. does not offer advice on any financial products except for Fixed Annuities offered through insurance companies.

“Long Term Care Planning“

New strategies to address long term care concerns

• What is long term care and why do I need to plan?
• How YOU can be in control of where you receive care
• How Medicare and Medicaid play roles
• Why traditional long term care insurance may not be the preferred solution
• What is asset-based long term care protection?
• How to better leverage your assets and/or income for LTC planning
• Long term care events typically cause family hardship and financial stress leaving a spouse unable to maintain a normal lifestyle

“Understanding Health Care Reform”

Is your business compliant with the Affordable Care Act (ACA)?

• Impact of HCR on individuals and families
• Understanding Federal Poverty Level and it’s impact on individuals, families and small businesses
• Impact of Tax Credits on certain Small Employers
• Impact of Tax Penalties on certain Small/Medium Size Employers
• Understanding HCR terminology such as Exchanges
• New Health Plan mandates
• Elimination of pre-exisiting medical underwriting and its impact on insurance premiums
• How self-insured plans might be a solution to your big rate increases