An update on new Medicare cards The Medicare Access and CHIP Reauthorization Act (MACRA) requires Social Security Numbers to be removed from all Medicare cards by April 2019 to help reduce the risk of identity theft and fraud. A unique and randomly-assigned Medicare Beneficiary Identifier (MBI) will replace SSNs on new Medicare cards. Every Medicare […]
Do You Need Life Insurance When You Retire?
March 30, 2016 by Leave a Comment
July 22, 2015 | Raymond Caucci | Once you hit 65 and retire, you don’t need life insurance, right? Not so fast! The traditional thinking about life insurance is that you only need it when you have an income to protect, when you have a mortgage or when you have kids to support. And while it’s […]
The New Retirement: 3 Things to Think About Now
February 29, 2016 by Leave a Comment
February 29, 2016 | Marvin H. Feldman, CLU, ChFC, RFC, President and CEO of Life Happens If you think your retirement is going to look like your parents’ or grandparents’ retirement, think again. Here are three things you should be considering: 1. The Bank of Mom and Dad won’t always be open. There are two sides […]
5 Things You Didn’t Know Life Insurance Could Do
January 28, 2016 by Leave a Comment
When you think of life insurance, what usually comes to mind is the death benefit—the amount of money that is paid out to your beneficiaries when you die. And that certainly is the main reason most people get life insurance. Keep in mind, however, that there are two major types of insurance. Term life insurance […]
Why Stock Market Crashes Mean (almost) NOTHING To Our Retiree Clients
August 25, 2015 by Leave a Comment
Sure, you might have a friend who is still in the market, but for you, it only means you might not receive as much (if any) interest gain this year. See, you have already positioned your retirement accounts in a way that the savings you want to keep […]
Do You Have Enough Life Insurance?
August 14, 2015 by Leave a Comment
A recent study shows Americans have even less insurance since the recession, leaving their families vulnerable. Surveys show that millennials are especially reluctant to purchase life insurance. Life insurance is usually last on the list of important-but-necessary items people want to spend money on, because, let’s face it, no one wants to dwell on the circumstances in […]
Long Term Care Insurance 101
August 7, 2015 by Leave a Comment
Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services. And […]
Never Miss a Moment…with Life Insurance
July 24, 2015 by Leave a Comment
You buy life insurance because you love someone, so we affectionately refer to life insurance as love insurance. Life insurance gives you peace of mind knowing that you’ll always be there for your family even if you’re not around. Life happens! It’s a subject no one really wants to think about, but if someone […]
Life or Death: How Life Insurance Satisfy’s Both Needs
July 17, 2015 by Leave a Comment
Everyone probably already understands that life insurance plays an important role in family and business planning. It is actually more than important – it is a necessary part of any good plan. But did you know that your life insurance policy can also be structured as a tax-deferred savings tool with tax-free loan distributions when […]
Planning for Long-Term Care
July 10, 2015 by Leave a Comment
You can never know for sure if you will need long-term care. Maybe you will never need it. But an unexpected accident, illness, or injury can change your needs, sometimes suddenly. The best time to think about long-term care is before you need it. Planning for the possibility of long-term care gives you time to […]
Follow Us!