The New Retirement: 3 Things to Think About Now

February 29, 2016 | Marvin H. Feldman, CLU, ChFC, RFC, President and CEO of Life Happens If you think your retirement is going to look like your parents’ or grandparents’ retirement, think again. Here are three things you should be considering: 1. The Bank of Mom and Dad won’t always be open. There are two sides […]

5 Things You Didn’t Know Life Insurance Could Do

When you think of life insurance, what usually comes to mind is the death benefit—the amount of money that is paid out to your beneficiaries when you die. And that certainly is the main reason most people get life insurance. Keep in mind, however, that there are two major types of insurance. Term life insurance […]

Why Stock Market Crashes Mean (almost) NOTHING To Our Retiree Clients

              Sure, you might have a friend who is still in the market, but for you, it only means you might not receive as much (if any) interest gain this year.  See, you have already positioned your retirement accounts in a way that the savings you want to keep […]

Do You Have Enough Life Insurance?

A recent study shows Americans have even less insurance since the recession, leaving their families vulnerable. Surveys show that millennials are especially reluctant to purchase life insurance.   Life insurance is usually last on the list of important-but-necessary items people want to spend money on, because, let’s face it, no one wants to dwell on the circumstances in […]

Long Term Care Insurance 101

Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services. And […]

Life or Death: How Life Insurance Satisfy’s Both Needs

Everyone probably already understands that life insurance plays an important role in family and business planning. It is actually more than important – it is a necessary part of any good plan. But did you know that your life insurance policy can also be structured as a tax-deferred savings tool with tax-free loan distributions when […]

Planning for Long-Term Care

You can never know for sure if you will need long-term care. Maybe you will never need it. But an unexpected accident, illness, or injury can change your needs, sometimes suddenly. The best time to think about long-term care is before you need it. Planning for the possibility of long-term care gives you time to […]

4 new (and surprising) facts about retirement security

MAY 28, 2015 | BY EMILY HOLBROOK   We’ve heard it all before, retirees and pre-­retirees are financially ill equipped to make their savings — if any — last throughout their golden years. With more and more businesses cutting pensions, and health care costs and longevity continuing to rise with no foreseeable end, truly having […]