Fixed Annuity

 

MYGA CD-Type AnnuitiesIndexed AnnuitiesSafety vs Stock MarketRisk Tolerance

Currently offering a 10% Rollover Bonus  with certain products!*

Does it make sense that as we get older, we become safer with our money?  Creekside Insurance Advisors has adopted “Safe-Money Options” with the idea that we have an obligation to protect our clients from the hardship of market loss. Further, we hope our guidance will greatly assist in enhancing your retirement experience and lifestyle.

Safe Money comes in many forms: Money Market Accounts, CD’s, Fixed-CD Type Annuities, Fixed Indexed Annuities, to name a few. We highly recommend only safe, fixed annuities in an effort to offer our clients maximum protection with the highest  growth potential and income guarantees.

Historically, Money Markets and CD’s have been viewed as a cornerstone for safety. Unfortunately their rates of return often don’t keep up with inflation. In other words, the risk is low, but so is the return.

On the opposite end of the spectrum is the stock market (stocks, mutual funds, 403b’s, 401k’s, Variable Annuities). Here you’ll find possibilities for unlimited growth potential. However, this type of potential growth comes with significant risk and just as much potential for loss. Just ask someone about their stock market experience over the past 10 years. The question is, how much money are you willing to lose?  To illustrate this point, please click on the “Risk Tolerance” illustration.

As an alternative, Fixed-CD Type Annuities and Fixed Indexed Annuities offer the best of both worlds by combining SAFETY with POTENTIAL FOR HIGHER GAINS. It is possible for fixed annuity contracts to actually outpace the stock market over a given period because they don’t have to make up for market losses. To see the illustration, please click on the “Safe Money versus The Stock Market” illustration.

If you are not willing to lose any of your hard-earned savings, but want better growth potential than bank CDs, please click here – Contact Me to find out more!

* Fixed Annuities are insurance contracts that protect against loss of principal and interest gains and will optionally provide a lifetime income stream.  Creekside Insurance Advisors, Inc. does not offer financial advice on any financial products other than fixed annuities.

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