Deadline Approaching For Health Insurance Enrollments

If you and your family are not offered health insurance through your employer, it is important to consider buying coverage prior to the March 31, 2014 deadline.  If you have not applied by this deadline, you will not be able to enroll again until the end of the year except for special circumstances.

Even though March 31 is the actual deadline, it is important to enroll much sooner than this.  Each of the last several deadlines of December 23, January 15, February 15 and March 15, there were several days of intermittent website outages.  Additionally, the Identity Verification process can sometimes delay the completion of an application for coverage.

Virginia and West Virginia residents who have household incomes below 400% of the Federal Poverty Level (FPL) may qualify for lower premiums.  Households below 250% of the FPL may also qualify for benefit subsidies that lower deductible, coinsurance and out-of-pocket maximums.  Virginia and West Virginia residents may contact Creekside Insurance Advisors Inc at 800.467.5425 for free quotes prior to enrollment.

In summary, it is very important not to wait until the last few days prior to the deadline.  Give us a call today!


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